investments
where to invest today?
Falling interest rates, the demise of the World's stock markets and exchange rates all over the place! No wonder people are hurting like never before!
So what to do with your savings to ensure; i) you get a reasonable return and ii), perhaps more importantly these days, where it is safe?
Consider these examples of alternative products for today;
* Commercial Rental Funds - Low Risk - 9.9% pa in £ terms for 2008
* Traded Life Policies - Low Risk - 9% pa since launch
* Capital Guaranteed Funds - Low/Medium Risk - 9% pa over 3 years
* Corporate Bonds - Low/Medium Risk - yielding 5 - 6% pa
taxation of investments - are you aware of the EU Directive 2005?
Very few people within the EU are aware that that the European Parliament passed an edict in August 2005 (EU Savings Tax Directive) which provides for;
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Withholding Tax at source on all Savings and Investments starting at 15%. It is NOW 20% with effect from 1st July 2008 and will rise to 35% by 2012 OR
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Mandatory reporting of Earnings by member states.
Either way, if you are taxed at source or your income is being reported to your home country Revenue Authority, have you reviewed your holdings to see if it is tax efficient?.
Did you know that, despite this piece of legislation, you can STILL save and invest TAX FREE with careful planning?
Contact us for a review and save yourself a mint in tax!
REAP THE FRUITS OF YOUR LABOUR AND SQUEEZE
THE TAX MAN FOR EVERY CENT!
Rose FP provide generic financial planning and, where necessary, you will be introduced to a regulated firm for product specific advice.
If you would like to speak with a representative to discuss your requirements please call +(34) 677 874 948
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