Mortgages - Standard
Documentation Required
ID
- Passport
/ Residence permit / Spanish Identity Card of applicants
- N.I.E.
(Foreign Resident's Number)
- Proof
of Residency
Proof of Income
Employed
- 6
months salary slips (employed workers)
- P60
(for the UK) or equivalent Tax Paid Receipts
- Other
income (eg Pension letters, State Benefits, Rental Contracts, Investments)
- 6
months bank statements for ALL accounts
Self Employed
- For
UK, Tax Assessment or Return for the last financial year
- For
Spain, Spanish Tax Declaration (IRPF) and Tax receipts
- Accountant’s
‘Statement of Affairs’
- Last
3 years Trading Accounts (for sole proprietor, partnership and limited
company applications only)
- Memorandum
& Articles of Association and Certificate of Incorporation (for
limited company applications only)
- 6
months bank statements for ALL accounts
Existing Mortgages & Loans
- Proof
of last 12 months mortgage payments
- Loan
Agreements
The Property
- Private
sale-purchase contract or letter containing offer.
- Escritura
- Nota Simple
- Old Valuations
Protection Policies
- Existing
Buildings & Contents Insurance policy
- Existing
Life Assurance policy(ies)
Experian Credit Report