FINANCIAL SERVICES

We have now added the following services to our portfolio, some via regulated associate firms.

1) Life Assurance

- We strongly recommend that all mortgages are protected and your family provided for by the use of life assurance!

- Would a lump sum be useful if you are seriously ill or have a bad accident? Using Critical Illness cover provides for you and your family.

- Does your existing life assurance protect you as a resident of Spain?

2) Inheritance Tax in Spain

- Worried about Spanish Inheritance Tax? We have special schemes that can help you remove this problem.

3) Income Protection

- If you do not earn an income, how do you pay the mortgage and bills? Protect against loss of earnings due to accidents and sickness!

4) Investments

- Are you getting the best returns and avoiding unnecessary tax?

- Do you have the right ‘risk’ exposure i.e. invested in the correct markets and products?

5) Pensions

- Have you any ‘paid up’ or ‘frozen’ pensions in the UK? These may not be performing! Let us advise you.

- Working in Spain? You need to provide for your retirement then! We can arrange a scheme to suit your requirements.

6) Tax Advice and Planning

- ALL property owners HAVE to file an Annual Tax Return! Are YOU?